Eight Years, 100 Million Users: Bitget Wallet’s Pivot to Payments

Eight Years, 100 Million Users: Bitget Wallet’s Pivot to Payments

Bitget Wallet's predecessor BitKeep launched in 2018 as the first multi-chain non-custodial wallet, with a USD 2M seed round and one thesis: when most wallets still revolved around a single ecosystem, build one that didn't.

Eight years on, that thesis no longer describes the product. The wallet now spans 130+ chains, 1 million+ tokens, 20,000+ decentralized applications (DApps), and 100M+ users. Its daily payment users have outnumbered traders.

What it's become is an on-chain account for everyday finance — one account to save, pay, and invest, accessible to anyone with a phone. Bitget Wallet Card alone has cleared USD 40M in cumulative on-chain volume across 13 months.

Eight-Years-With-Bitget-Wallet-1

Security is the foundation, backed by a USD 300M user protection fund, one of the largest of its kind in the industry. GetShield, Bitget Wallet's proprietary risk engine, screens every transaction in real time, flagging phishing, malicious DApps, and risky approvals before funds move. Audits by CertiK carry an AA-rated Skynet score.

Still a wallet, but already much more than the one it set out to be.

2018 to 2022: Multi-Chain Was the Early Bet

The early differentiator came down to a single word: more.

While MetaMask anchored EVM and Phantom led Solana, Bitget Wallet bet on a single wallet covering every chain.

The bet paid off in 2021:

  • 6 million users
  • 40+ chains
  • 10,000+ DApps
  • 45,000+ tokens

Daily active users (DAU) grew 11.7x year over year.

At this stage, it remained a utility wallet, built around multi-chain asset management. The product had clear edges; security and operations were still chasing the user curve.

That same year, CertiK provided Bitget Wallet with security audits, advanced monitoring, and risk detection, reinforcing the wallet's security layer as it scaled toward millions of users across chains.

2023 to 2024: Acquisition, Relaunch, 20M to 60M

2023 was the inflection point. Bitget completed the acquisition. The security stack built alongside it added multi-party computation (MPC) development, a stricter APK review process, and integration with Bitget's USD 300M user protection fund.

For a self-custodial wallet, that foundation decided whether the next wave of users could be absorbed at scale.

Scale came fast. Users reached 20 million by the end of 2023, then 60 million through 2024, growing 300% year over year. Chain support pushed from 40+ to 100+. The product line stretched beyond pure asset management into decentralized exchange (DEX) routing and Earn yield products.

In August 2024, monthly active users (MAU) crossed 12 million. The wallet ranked first in global Web3 downloads that month.

It was building muscle that wasn't there before.

Bitget-Wallet-User-Growth-2

2025: The Product Matrix Comes Together

If 2024 was the user-side breakout, 2025 was the product-side one. Card, payments, yield, real-world assets (RWA), and cross-chain trading all advanced together.

Bitget Wallet Card offers the cleanest read. From its first on-chain record in April 2025, monthly volume climbed to USD 6.6M by year-end, with annual spending up more than 28x year over year. The card runs across 50+ countries through Mastercard and Visa, with fees on stablecoin spending dropped to zero.

Beyond the card, payments expanded along a localization path. Bitget Wallet integrated Brazil's Pix, national QR systems across Southeast Asia, and Solana Pay. USDT and USDC bank transfers opened in Nigeria and Mexico. In-app shopping reached 300+ global brands.

Earn climbed just as fast. Stablecoin Earn Plus, powered by Aave, crossed USD 80M in total value locked (TVL) within a month of launch. Quarterly subscriptions approached USD 200M, up roughly 10x. Ondo Global Markets brought 100+ tokenized assets, including stocks and ETFs, into the wallet.

Its DEX aggregator extended cross-chain routing across 25 networks, and Bitget Wallet became the first self-custodial wallet to support limit orders on both Base and Solana.

By year-end, it became the only self-custodial wallet with a full payment stack: card, QR pay, bank transfer, and in-app shop — all in one account.

Bitget-Wallet-2025-Expansion--3

2026: A Payment Network Takes Shape

Entering 2026, Bitget Wallet Card's curve kept climbing, with 150,000+ cards issued worldwide.

Bitget-wallet-card-scale

The Pay hub took over as Bitget Wallet's main navigation surface, pulling crypto cards, QR payments, and bank transfers into a single layer. Behind it, the Onchain Payments Matrix connects 90 million users to 150 million merchants across 50+ markets.

May 2026 brought the Bitget Wallet Card to Africa through Immersve, with USDC settling via automatic foreign-exchange conversion, closing a key gap in emerging-market coverage.

Bitget-Wallet-Card-Monthly-Volume-5

Eight Years

Six million users to 100 million. 40 chains to 130. Zero to a Bitget Wallet Card running USD 7M months, with Earn subscriptions approaching USD 200M a quarter.

Each number is unremarkable in isolation. Together, they tell the same story: eight years spent turning a wallet from a tool into a surface that can carry everyday financial behavior.

The next round of competition isn't about feature count. It's about how far a wallet can carry on-chain assets into the off-chain world.

Check out Bitget Wallet's security posture on Skynet by CertiK:

https://skynet.certik.com/wallets/bitget-wallet

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