The State of DeFi Security 2021

For companies operating or planning to scale globally, the implications are that multi-jurisdictional licensing is now a baseline requirement; AML compliance budgets must align with the scale of enforcement; and security audits are recurring, jurisdiction-specific costs, rather than one-time exercises.

An overview of regulatory developments in the United States in January 2026, including the Senate Banking draft, GENIUS Act implementation, and the SEC “Task Force” transition.

This post focuses on security areas that matter the most in real Lightning dApps. It is written from an audit perspective: what consistently causes loss of funds and stuck funds, common attack surfaces, and how developers can prevent them.